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Home > Blog > First Insurance Group Blog: home insurance
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First Insurance Group Blog: home insurance

View the latest blog posts from First Insurance Group.

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Wednesday, February 6, 2019

A Car Crashed Into My Home. What Do I Do?

You are sitting at home when you suddenly hear a tremendous crash and feel a shudder. You rush outside to see that a car has crashed into the side of your home. It has damaged brickwork, the walls and multiple possessions. And, obviously, it has left a hole in the wall. What do you do now? READ MORE >>

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Thursday, November 17, 2016

Falling Trees: An Avoidable Claim

We have all heard the horror stories. A thunderstorm rolls through your neighborhood, and suddenly there is an oak tree in your living room. If a tree falls and damages your home, it can cause some of the most serious damages that a homeowner can experience. READ MORE >>

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Friday, August 12, 2016

What Your Home Insurance Declaration Page Tells You

Most homeowners understand the importance of buying home insurance, but policy documentation can be tough to read if you're not sure what to look for. There's a lot of terminology that may be unfamiliar to you. Fortunately, the declaration page of your policy can make this easier to understand. READ MORE >>

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Wednesday, November 18, 2015

6 Things That Help Determine Home Value For Insurance Protection

When it comes to determining how much home insurance you need, you may be wondering what goes into the process of estimating your home's actual value. Home insurance can generally only cover your home up to its value. However, establishing that base value can be tough. READ MORE >>

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Tuesday, July 7, 2015

Prepare Your Home Before You Travel

Many families take a vacation over the winter months. Some head to warmer climates to get a break from the cold and snow, while others head toward the snow for skiing and snowmobiling. No matter where your vacation destination is this winter, you will want to prepare your home before you leave. READ MORE >>

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Friday, June 12, 2015

7 Hidden Home Dangers That Could Affect Health and Safety

Most people consider their homes a safe haven and aren't very concerned with health and safety issues while behind their own doors. Unfortunately, there are several hidden dangers lurking in most homes; but if you know about them, you can address them. Mold. It only takes about 12 to 24 hours for mold to start growing. READ MORE >>

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Tuesday, May 19, 2015

A List of To-Do’s Before Pool Season Begins

As the weather warms, your kids have probably been starting longingly at the pool. Splashing around under the sun is a great way to pass the time, but you’ll need to make sure your pool is ready and safe before the fun can begin. Taking a bit of precaution now can help prevent future injuries, or worse. READ MORE >>

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Tuesday, April 21, 2015

Tips for Baby Proofing Your Home

As babies discover that their feet can hold them upright, it opens them up to a whole new world of mischief. Fortunately, most of the mischief is innocent, but there are also plenty of opportunities for accidental injury. If a small child can walk around, chances are he or she won’t be in your line of sight 100 percent of the time. READ MORE >>

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Thursday, February 5, 2015

Cold Weather and Plumbing Problems

Many homeowners don't realize that plumbing problems can arise in the cold weather. If not prevented, these plumbing issues can cause significant hassle and expense. The biggest concern is water freezing inside your plumbing system, which causes expansion that can result in cracked pipes. READ MORE >>

Tuesday, January 6, 2015

How Smokers Can Reduce the Risk of a Home Fire

There is a good reason why homeowners insurance premiums can be higher for smokers. The odds of a house fire increase when an occupant is a smoker. Many of the materials in a modern home are highly flammable and a smoker frequently carries a hot ignition source on his person. READ MORE >>

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