Life Insurance

Serving Lexington, Louisville, Somerset, Bardstown, Nicholasville, Frankfort, Richmond & more

As you progress in life, you inevitably start to think about various aspects of the future. Life insurance is something that might pop into your head at some point, and that is a good thing. While it may not be the easiest discussion to have, ensuring you have a life insurance policy in place is essential for your family’s financial stability upon your passing. 

If you reside in Kentucky, we can help you out. The agents at First Insurance Group can assist you in finding life insurance coverage that meets your and your family’s needs. Reach out to one of our agents to start a discussion about potential policies. 

What’s Life Insurance? 
Generally, life insurance’s primary goal is to provide funds for your loved ones upon your death. If the policy is in your name, the beneficiary of your choosing will receive a certain amount of money based on the value of your policy. The payout can help ensure your family is financially stable and cared for when you’re no longer around to do it. 

The insurance benefit may help survivors pay for the following expenses: 

• Funeral costs

• Everyday needs and bills

• Debt settlements

• Targeted costs such as a child’s education or a spouse’s health needs

What Policy Options Exist? 
Everyone has different life insurance needs. You’ll most likely be able to choose between two types of plans. 

• Term plans last a set number of years. Coverage will issue payment if you die during the term.

• Whole-life policies remain active indefinitely, as long as you pay your premiums. Many offer cash-accumulation and interest benefits.

Our experienced agents at First Insurance can help you find a policy that will provide optimal financial benefits to you and your loved ones. 

Why Get Covered Now? 
Having life insurance coverage is crucial no matter where you are in life. However, the earlier you get a policy, the more beneficial you likely will find it. 

• The longer you keep coverage, the more your policy may accumulate value.

• Younger individuals often qualify for lower policy premiums.

• The healthier you are, the better your qualifications for a policy. Don’t risk waiting until your health begins to decline.

Life insurance provides incredible value and assistance to your survivors. Your insurance policy will be instrumental in assisting them after your passing. Contact one of our First Insurance agents today at 502-348-5921 to learn about potential coverage options.