Call Us 502-348-5921 ☰ ˟
Logo
Call Us 502-348-5921 to get your personalized insurance quote
  • Home
  • Get A Quote
    • Automobile
    • Bonds
    • Business & CommercialImage of right arrow
      • Group Health & Employee Benefits
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Workers Compensation Quote
      • Commercial Auto Insurance Quote
      • Surety Bond Request
    • HealthImage of right arrow
      • Health Insurance Quote
      • Health Instant Humana Quote
      • Health Instant Anthem Quote
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Homeowners Insurance Quote
    • Life
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
      • Update Contact Information for Auto Policy
    • Business & CommercialImage of right arrow
      • Request a Certificate of Insurance
      • Request a Business Policy Change
      • Update Contact Information for Business Policy
    • HealthImage of right arrow
      • Request Declaration and Coverages Page for Existing Health Insurance Coverage
      • Request a Health Policy Change
      • Update Contact Information for Health Policy
    • HomeownersImage of right arrow
      • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
      • Request Evidence of Insurance
      • Request a Mortgage Change
      • Update Contact Information for Homeowners Policy
    • LifeImage of right arrow
      • Request Declaration and Coverages Page for Existing Life Insurance Coverage
      • Request a Life Policy Change
  • Claims
    • Other
  • Blog
  • Make a Payment
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About First Insurance Group
    • Our Locations
    • Employee Directory
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Home > Blog > What Your Home Insurance Declaration Page Tells You
FRIDAY, AUGUST 12, 2016

What Your Home Insurance Declaration Page Tells You

Insurance Policy Form with PenMost homeowners understand the importance of buying home insurance, but policy documentation can be tough to read if you're not sure what to look for. There's a lot of terminology that may be unfamiliar to you. Fortunately, the declaration page of your policy can make this easier to understand.

The declaration page, which is usually the first page of your home insurance policy, provides a concise summary of what your coverage offers. You can typically find the following information:
  • Your Insurer: This tells you the name of the company that's insuring you, along with contact information.
  • Coverage Dates: The range of dates (usually a year) details when your policy is in effect. If a claim occurs outside of these dates, it will likely get denied.
  • Rate: This is how much your policy costs, often broken down into monthly payments.
  • Summary of Coverage: This details what's covered under your policy, and how much this coverage costs. It's often broken down into property (the structure of your house) and contents (your personal belongings). A claim can pay out up to the coverage limits listed here. This section may also list specific exclusions on coverage.
  • Deductible: This is the amount you're responsible for paying when filing a claim. Your policy can cover the costs beyond your deductible.
Holding on to your declaration page can come in handy if you need to file a claim and want to check on your coverage first. Of course, your independent insurance agent is also available if you have any questions regarding your coverage.

Need coverage? Call First Insurance Group at (800) 511-2892 for a free Kentucky home insurance quote.
Posted 12:30 PM

Tags: home insurance, homeowners insurance, declaration page, coverage, insurance, first insurance group
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014

  • insurance(72)
  • kentucky(58)
  • tips(44)
  • business insurance(42)
  • coverage(32)
  • safety(21)
  • savings(18)
  • auto insurance(18)
  • home insurance(17)
  • somerset(16)
  • health insurance(15)
  • life insurance(15)
  • lexington(15)
  • richmond(14)
  • frankfort(13)
  • first insurance group(12)
  • health(10)
  • virginia(9)
  • bardstown(9)
  • bonds(9)
  • workers compensation(9)
  • nicholasville(7)
  • kentucky insurance(6)
  • general liability insurance(6)
  • commercial auto insurance(5)
  • car insurance(5)
  • lexington business insurance(5)
  • liability(4)
  • surety bonds(4)
  • protection(4)
  • homeowners insurance(4)
  • workplace safety(4)
  • fitness(4)
  • small business insurance(3)
  • security(3)
  • finance(3)
  • back pain(2)
  • trucking insurance(2)
  • lexington health insurance(2)
  • worker's compensation(2)
  • home insurance lexington(2)
  • workers comp(2)
  • winter(2)
  • workers compensation insurance(2)
  • risks(2)
  • flood insurance(2)
  • insurance types(2)
  • medical(2)
  • bop(2)
  • business(2)

View Mobile Version
Contact us
502-348-5921
Quick Links
Home Our Products Customer Service Payment Options Report a Claim About Us Our Carriers Partners Blog Contact Us
Locations

Bardstown

107 Lincoln Way
Bardstown, KY 40004

Phone: (502) 348-5921

Frankfort

Our Virtual Office
Frankfort, KY 40601

Phone: (502) 223-5100

Nicholasville

508 North Main St, Suite C
Nicholasville, KY 40356

Phone: (859) 885-9454

Danville

811 S Fourth Street
Danville, KY 40422

Phone: (859) 236-5192



Twitter Icon Facebook Icon LinkedIn Icon Google Icon


© Copyright. All rights reserved.
Powered by Insurance Website Builder