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First Insurance Group Blog: liability

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Auto service stores are usually a bit dirty. That’s just the nature of working with cars all day. However, if you keep the space in poor condition, then you might create safety risks for your clients. This might lead to a liability insurance claim, and no business wants to face this prospect. READ MORE >>

General liability insurance provides financial protection to a business. It offers financial protection against claims made against the business. This includes instances in which your case goes to court. It may help pay for out-of-court settlements as well. What does this mean for your business? READ MORE >>

We’ve all likely seen YouTube® or comedy videos of someone slipping and falling in a random store. While many of us laugh, we might forget to think about what happens after the camera stops rolling. Scenes like these actually represent a real threat to every business.  READ MORE >>

General liability insurance is business protection most companies need to carry. No matter the type of industry, there are risks to operating your company. This insurance helps to reduce some of the potential for financial loss from those risks. Yet, many business owners don't see just how important this type of insurance is. READ MORE >>

Businesses likely know that they have injury liabilities present on their property. However, more than slips and falls could cause a customer harm. Illness risks not necessarily related to a physical injury could incapacitate a client. If the client is able to pinpoint your business actions as the cause of an illness. READ MORE >>

Trucking is an important commercial venture. You want to make sure that proper insurance covers your loads and your cab. A strong commercial trucking policy will usually cover incidents that happen while you are on the job. However, a commercial trucking policy may not cover you all the time. READ MORE >>

Some businesses are required by state law to have a bond, which business owners sometimes confuse with business insurance. Failing to understand the difference between a bond and business insurance is a key mistake that can leave entrepreneurs financially vulnerable and without protection. READ MORE >>

Many small business owners consider the importance of protecting physical assets, such as computers, shelving, furniture and other property. But liabilities, though less tangible, are just as vital to consider when it comes to buying a business insurance policy. READ MORE >>

Your business is your passion and your livelihood. Without it, how would you support your family? What would your employees do to financially sustain their families? It's crucial to think about this, since the business landscape is ripe with danger. READ MORE >>

Though state limits vary, any business in any state that owns and operates vehicles for business purposes is required to maintain commercial auto insurance. This coverage is designed to protect not only the business' property and bank account, but also other drivers who share the road with your vehicles. READ MORE >>

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First Insurance Group
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