First Insurance Group Blog: liability
View the latest blog posts from First Insurance Group.
Tuesday, April 13, 2021When insuring your business, you’ll need general liability insurance as part of your commercial benefits portfolio. A commercial general liability (CGL) plan is very expansive, but you cannot assume that it covers you against all potential liability claims. Exclusions and limits will exist under every policy. READ MORE >>
Wednesday, September 23, 2020General liability insurance covers your business if your mistakes or negligence harm others. Still, you don’t have to actively do something to someone else to be at fault for their losses. At times, you might be responsible for a loss because you failed to catch a potential a problem in your products. READ MORE >>
Monday, January 27, 2020When you rent a store in a shopping plaza, the rules on who is responsible for the parking lot will vary. It's important to understand your obligations at that location so that you can have the general liability insurance that you need. Check Your Lease READ MORE >>
Thursday, January 10, 2019Auto service stores are usually a bit dirty. That’s just the nature of working with cars all day. However, if you keep the space in poor condition, then you might create safety risks for your clients. This might lead to a liability insurance claim, and no business wants to face this prospect. READ MORE >>
Tuesday, September 11, 2018General liability insurance provides financial protection to a business. It offers financial protection against claims made against the business. This includes instances in which your case goes to court. It may help pay for out-of-court settlements as well. What does this mean for your business? READ MORE >>
Wednesday, May 9, 2018We’ve all likely seen YouTube® or comedy videos of someone slipping and falling in a random store. While many of us laugh, we might forget to think about what happens after the camera stops rolling. Scenes like these actually represent a real threat to every business. READ MORE >>
Thursday, January 11, 2018General liability insurance is business protection most companies need to carry. No matter the type of industry, there are risks to operating your company. This insurance helps to reduce some of the potential for financial loss from those risks. Yet, many business owners don't see just how important this type of insurance is. READ MORE >>
Friday, September 15, 2017Businesses likely know that they have injury liabilities present on their property. However, more than slips and falls could cause a customer harm. Illness risks not necessarily related to a physical injury could incapacitate a client. If the client is able to pinpoint your business actions as the cause of an illness. READ MORE >>
Wednesday, December 14, 2016Trucking is an important commercial venture. You want to make sure that proper insurance covers your loads and your cab. A strong commercial trucking policy will usually cover incidents that happen while you are on the job. However, a commercial trucking policy may not cover you all the time. READ MORE >>
Tuesday, October 18, 2016Some businesses are required by state law to have a bond, which business owners sometimes confuse with business insurance. Failing to understand the difference between a bond and business insurance is a key mistake that can leave entrepreneurs financially vulnerable and without protection. READ MORE >>
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