Call Us 502-348-5921 ☰ ˟
Logo
Call Us 502-348-5921 to get your personalized insurance quote
  • Home
  • get a quote
    • Auto Insurance Quote FormsImage of right arrow
      • Auto Insurance Quote
    • Bonds Quote FormsImage of right arrow
      • Bond Request Form
    • Business & Commercial Insurance Quote FormsImage of right arrow
      • Business Owners (BOP) Quote Form
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Group Health & Employee Benefits
      • Surety Bond Request
      • Workers Compensation Quote
    • Health Insurance Quote FormsImage of right arrow
      • Health Instant Anthem Quote
      • Health Instant Humana Quote
      • Health Insurance Quote
    • Homeowners Insurance Quote FormsImage of right arrow
      • Homeowners Insurance Quote
      • Homeowners Insurance Quote
    • Life Insurance Quote FormsImage of right arrow
      • Life Insurance Quote
  • customer service
    • AutomobileImage of right arrow
      • Automobile Insurance Home
      • Request ID Card for Auto Policy
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
      • Update Contact Information for Auto Policy
    • HomeownersImage of right arrow
      • Homeowners Insurance Home
      • Homeowners Insurance Quote
      • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
      • Request Evidence of Insurance
      • Request a Mortgage Change
      • Update Contact Information for Homeowners Policy
      • Homeowners Insurance Quote
    • Business & CommercialImage of right arrow
      • Business & Commercial Insurance Home
      • Commercial Auto Insurance
      • Request a Certificate of Insurance
      • Request a Business Policy Change
      • Group Health & Employee Benefits
      • Update Contact Information for Business Policy
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Workers Compensation Quote
      • Commercial Auto Insurance Quote
      • Surety Bond Request
      • Business Owners Policy
    • HealthImage of right arrow
      • Health Insurance Home
      • Group Health Insurance
      • Health Insurance Quote
      • Request Declaration and Coverages Page for Existing Health Insurance Coverage
      • Request a Health Policy Change
      • Health Instant Humana Quote
      • Update Contact Information for Health Policy
      • Health Instant Anthem Quote
    • LifeImage of right arrow
      • Life Insurance Home
      • Life Insurance Quote
      • Request Declaration and Coverages Page for Existing Life Insurance Coverage
      • Request a Life Policy Change
  • recources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • about us
    • About First Insurance Group
    • Our Locations
    • Employee Directory
    • Testimonials
    • Privacy Policy
  • contact
    • Contact Us
    • Join Our Newsletter
Home > Kentucky Car Insurance

Auto Insurance


Auto Insurance Information

Serving Lexington, Louisville, Somerset, Bardstown, Nicholasville, Frankfort, Richmond & more



Driving comes with various risks, and many can be financially burdensome without proper coverage. Auto insurance is an agreement between you and your insurer in which you will be assisted financially following a covered incident, such as a collision or vandalism. In exchange for financial assistance, you pay an auto insurance premium. Our First Insurance Group agents are here to help you navigate your coverage needs.  

What Does Auto Insurance Cover? 

A general auto insurance policy typically includes the following: 

  • Liability insurance helps insure you against claims arising from damage or injuries you cause to others if you are at fault in a wreck. Kentucky drivers are required to carry minimum amounts of liability coverage. 
  • Bodily injury liability coverage helps cover their medical bills (and in some cases, death).
  • Property damage liability helps pay for damage to the other driver’s property, such as their vehicle.
  • Collision insurance helps cover damage to your vehicle after a wreck.
  • Comprehensive insurance helps pay for damage from non-accident mishaps, such as weather damage.
  • Medical coverage helps pay for your medical bills and those of your passengers.
  • Personal injury protection (PIP) coverage helps provide coverage for medical expenses, lost wages, or essential services expenses that you may incur if you’re injured in an accident. Kentucky drivers are required to carry minimum amounts of PIP coverage.  Uninsured/underinsured insurance helps insure you against damage caused by someone else who doesn’t have adequate liability coverage. 

Essential coverage depends on various factors, such as car model and location. Be sure to contact our agency to learn more about potential coverages to include in your policy. 

Get Started with Personal Auto Insurance 

At First Insurance Group, we’re here to help you sort through auto policies to help you choose an option that best suits your driving habits. Contact an agent to get started with personal auto insurance today.  

Additional Resources:

  • What Does Auto Insurance Cover In A Vehicle Rollover?
  • Headlight Restoration Tips
  • 6 Actions That Can Raise Your Auto Insurance Rates
  • What You Didn't Know About Auto Insurance Discounts
  • Installing an Electronic Monitor to Watch Your Teen Driver
  • Read more car insurance articles here.

Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Auto Quote Form

Auto Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Add Driver to Existing Auto Policy
Add Vehicle to Existing Auto Policy
Remove Driver from Existing Auto Policy
Remove Vehicle from Existing Auto Policy
Request ID Card for Auto Policy
Update Contact Information for Auto Policy
Contact us
502-348-5921
Quick Links
Home Our Products Customer Service Payment Options Report a Claim About Us Our Carriers Partners Blog Contact Us
Locations

Bardstown

107 Lincoln Way
Bardstown, KY 40004

Phone: (502) 348-5921

Frankfort

Our Virtual Office
Frankfort, KY 40601

Phone: (502) 223-5100

Nicholasville

508 North Main St, Suite C
Nicholasville, KY 40356

Phone: (859) 885-9454

Danville

811 S Fourth Street
Danville, KY 40422

Phone: (859) 236-5192



Twitter Icon Facebook Icon LinkedIn Icon Google Icon


© Copyright. All rights reserved.
Powered by Insurance Website Builder