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First Insurance Group Blog

View the latest blog posts from First Insurance Group.

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Friday, February 10, 2023

What Is Property Damage Coverage On My Car Insurance Policy?

All drivers need car insurance, and in most states it’s mandatory anyway. Still, many people don’t fully realize exactly what the specific terms within their policies mean. Therefore, you cannot just assume that your plan includes all the coverage you want it to if you have not examined it thoroughly. READ MORE >>

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Wednesday, January 11, 2023

5 Things You Need to Know When Buying Homeowners Insurance

Buying homeowners insurance is one of the best ways to protect your valued assets. However, it’s important to understand the ins and outs of your policy before signing any paperwork. Talk to your independent agent about the following five aspects of homeowners insurance. 1. READ MORE >>

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Wednesday, January 11, 2023

5 Things You Need to Know When Buying Homeowners Insurance

Buying homeowners insurance is one of the best ways to protect your valued assets. However, it’s important to understand the ins and outs of your policy before signing any paperwork. Talk to your independent agent about the following five aspects of homeowners insurance. 1. READ MORE >>

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Thursday, December 8, 2022

Common Misconceptions about Life Insurance

Understanding common misconceptions about life insurance is an important step in determining the type and amounts of insurance you need to protect your family or others you care about from financial hardship. Even if You're Single, Life Insurance Can Be Important READ MORE >>

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Wednesday, November 9, 2022

Reducing Workers Compensation Claims At Your Retail Location

Retail property owners have a wide range of opportunities available to them to reduce workers’ compensation claims. In any setting, it is wise for companies to be proactive, looking for ways to reduce claims to save money. Yet, it’s not always simple. You run a busy location, and mistakes happen. READ MORE >>

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Wednesday, November 9, 2022

Reducing Workers Compensation Claims At Your Retail Location

Retail property owners have a wide range of opportunities available to them to reduce workers’ compensation claims. In any setting, it is wise for companies to be proactive, looking for ways to reduce claims to save money. Yet, it’s not always simple. You run a busy location, and mistakes happen. READ MORE >>

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Tuesday, October 11, 2022

How Long Does It Take for General Liability to Pay Out?

Insurance policies are often bought with the hope that a claim won’t have to be filed. Unfortunately, claims do happen, and it is important to know the ins and outs of your policy when it comes time to file a claim on your business’ general liability insurance. READ MORE >>

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Monday, September 19, 2022

What is Included in a Business Owners Policy?

A business owners policy combines coverages into one comprehensive package for businesses. These coverages typically cover basic dangers that all businesses should prepare for. The three main areas a business owners policy (BOP) covers are: READ MORE >>

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Thursday, August 11, 2022

Does a BOP Cover Theft?

Business owners policies (BOPs) are designed to protect businesses from financial loss and other accidents. This insurance is crucial for small businesses in low risk industries. Unfortunately, BOPs don’t cover everything and it is important to know the restrictions on your policy. READ MORE >>

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Thursday, July 7, 2022

How to Protect Your Concrete Driveways

Over time, concrete driveways can crack and those cracks can become places where people trip. None of us want to have people tripping in the driveway and getting injured because those injuries can become claims on our home insurance. If we can keep those cracks from becoming a problem, then we can often keep our premiums lower. READ MORE >>

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