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First Insurance Group Blog: workers compensation

View the latest blog posts from First Insurance Group.

If you offer new products or services, it's possible that your workers compensation insurance rates may change. That's because the type of work that your employees perform is the primary driver in workers compensation insurance rates. How Workers Compensation Rates Work READ MORE >>

Employers take on risk when they hire an employee. There is no way to know how that employee will interact with, treat, or engage others in the workplace. Having a drug policy may offer some support to companies who need to minimize risks on the job. While it may not prevent use, it does create a framework for the company to minimize risk. READ MORE >>

Workers’ compensation provides financial protection to your company if an employee suffers an injury or illness on the job. It works much like a standard liability insurance policy. When a person suffers an injury, he or she files a claim with the workers’ compensation insurance. READ MORE >>

Kentucky has strict workers’ compensation insurance requirements. If an employee gets hurt on the job, they might qualify for this supplementary income. However, not every workplace accident might qualify for a successful claim. How do employees know when to ask for more information about their workers’ comp? READ MORE >>

Every business, from a restaurant to a gift shop, poses risks to its employees. Think about it. A construction employee who isn’t using a lifeline could fall off scaffolding and break a leg. A delivery biker who wasn’t wearing a helmet might sustain a head injury following an  accident. READ MORE >>

The quicker an employee comes back to work following an on-the-job injury or illness, the lower the costs associated with workers' compensation.  Of course, efforts to have such an employee return to work must consider the safety of the employee. Rushing an employee back to work before he or she is ready is contrary to good management. READ MORE >>

One of the most essential business insurance products is workers' compensation insurance. Modern workers' comp insurance carries layers of federal, state and local regulations. These regulations protect both the injured worker and the employer. READ MORE >>

A key to keeping workers' compensation costs low is minimizing accidents and injuries. Every type of business will have some level of risk. Businesses need to maintain workers compensation insurance to minimize losses from employee-related claims. As a business owner, being proactive about minimizing risk is just as important. READ MORE >>

Even if you have workers compensation insurance, it’s in your best interest to improve workplace safety. Why? Apart from compassion for the well-being of your employees, the lower your risk of filing a claim, the lower the premium. How do you start? READ MORE >>

Implementing and enforcing safety procedures at work is a great way to reduce the risk of accidents and injuries. Obviously, keeping employees safe should be of vital importance to you on a moral level, but safety also lends to good business practices. READ MORE >>

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