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First Insurance Group Blog: coverage

View the latest blog posts from First Insurance Group.

Clients expect contractors to complete projects within the specifications of the deal. Contracts require a legal obligation to follow their specifications. They also mandate a very high degree of honesty on the part of the contractor. Part of your obligation to your client is to protect their financial investment in a project. READ MORE >>

Spring is a time of change. Your business is working on new promotions and driving sales. You will see more customers come in the door. You also may start on new projects or events. When it comes to changing seasons, business risks change right alongside your actions. READ MORE >>

Trucking is an important commercial venture. You want to make sure that proper insurance covers your loads and your cab. A strong commercial trucking policy will usually cover incidents that happen while you are on the job. However, a commercial trucking policy may not cover you all the time. READ MORE >>

We have all heard the horror stories. A thunderstorm rolls through your neighborhood, and suddenly there is an oak tree in your living room. If a tree falls and damages your home, it can cause some of the most serious damages that a homeowner can experience. READ MORE >>

Some businesses are required by state law to have a bond, which business owners sometimes confuse with business insurance. Failing to understand the difference between a bond and business insurance is a key mistake that can leave entrepreneurs financially vulnerable and without protection. READ MORE >>

Purchasing auto insurance means investing in a policy that protects your vehicle from most types of damage. Yet, there is not a single policy that does it all. When buying car insurance, vehicle owners need to consider the types of risks they are more likely to face and choose a plan that includes as much protection as possible. READ MORE >>

Most homeowners understand the importance of buying home insurance, but policy documentation can be tough to read if you're not sure what to look for. There's a lot of terminology that may be unfamiliar to you. Fortunately, the declaration page of your policy can make this easier to understand. READ MORE >>

Many small business owners consider the importance of protecting physical assets, such as computers, shelving, furniture and other property. But liabilities, though less tangible, are just as vital to consider when it comes to buying a business insurance policy. READ MORE >>

Foggy, dull or scratched headlights can cause visibility problems while driving at night. But replacing headlights can be a pricey endeavor. Fortunately, restoring headlights is simple and only takes about an hour of your time. And once you've completed the task, you can drive around more safely than before. READ MORE >>

After people decide that they need to buy life insurance, the next thing to determine is which kind of coverage to buy. The right answer might depend upon the consumer's needs, preferences and budget. This is a short explanation of the differences between whole life insurance and term life insurance: READ MORE >>

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First Insurance Group
Main Office 2520 South Highway 27 | Somerset, KY 42501 | Phone: (606) 679-3570
Bardstown 107 Lincoln Way | Bardstown, KY 40004 | Phone: (502) 348-5921
Frankfort 1510 Louisville Rd | Frankfort, KY 40601| Phone: (502) 223-5100
Nicholasville 508 North Main St, Suite C | Nicholasville, KY 40356 | Phone: (859) 885-9454
Richmond 312 Jason Dr Suite 3 | Richmond, KY 40475 | Phone: (859) 623-6692
Glasgow 605A Happy Valley Road | Glasgow, KY 42141 | Phone: (270) 651-5723

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