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Life insurance is one of those things you don't want to think about and surely don't hope will need to be used. However, it is one of the best investments you can make for your family. It can provide you with peace of mind and your family with the financial stability they need should something happen to you. READ MORE >>

Noticing an increase in your auto insurance rates cans sometimes feel like a sucker punch. But when you understand the factors that can cause a premium increase, you may be able to avoid it in the future. Let’s discuss six big no-no’s that insurance providers may consider high-risk actions. READ MORE >>

Opening a business is a huge undertaking, and one that comes with a variety of risks. Some businesses are inherently more risky than others, like a contracting business or a toxic waste disposal business. But every business, no matter how small, faces risks on a daily basis. READ MORE >>

Having a child means you go over and beyond to protect them. Whether they lose a tooth or they are having difficulty in college, as a parent, you will always be there for them. So, when it comes to preparing for their future, why not purchase their life insurance at a young age? READ MORE >>

Humans are not nocturnal creatures. We are wired for activity during the day and sleeping at night. Our depth perception, color recognition and peripheral vision are also less acute at night. This is why, according to the National Safety Council, driver fatality rates are three times higher during the hours between dusk and dawn. READ MORE >>

Between school, budding careers and social media, Millennials keep very busy. One thing that is often far from their minds is life insurance. But there’s no better time to purchase life insurance than as a young adult. Why? READ MORE >>

February isn’t all candy hearts and valentines; it’s also National Heart Disease Awareness Month. Heart disease afflicts millions of Americans and is among the top causes of death in the country. The good news is that there are plenty of ways to decrease your own risk. READ MORE >>

When applying for life insurance, the insurer will often require you to undergo a medical exam in order to determine your current health and if you’re prone to certain illnesses that may shorten your lifespan. The results of this exam are delivered to the insurer’s underwriter, who uses the data to assess the risk of insuring you, which directly impacts your premiums. READ MORE >>

It’s that time again—when schools, homes and offices are teeming with cold and flu germs that people pass back and forth until everyone is miserable. And your kids are some of the biggest reasons why illness spreads! Children don’t understand how germs spread and how they infect us until it’s explained to them. READ MORE >>

Car insurance isn’t only required by law, but it’s also an important part of protecting everyone who shares the roadways. Even so, it’s one more expense to worry about. Luckily, there are many ways to cut back on your premium costs. READ MORE >>

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First Insurance Group
Main Office 2520 South Highway 27 | Somerset, KY 42501 | Phone: (606) 679-3570
Bardstown 107 Lincoln Way | Bardstown, KY 40004 | Phone: (502) 348-5921
Frankfort 1510 Louisville Rd | Frankfort, KY 40601| Phone: (502) 223-5100
Nicholasville 508 North Main St, Suite C | Nicholasville, KY 40356 | Phone: (859) 885-9454
Richmond 312 Jason Dr Suite 3 | Richmond, KY 40475 | Phone: (859) 623-6692
Glasgow 605A Happy Valley Road | Glasgow, KY 42141 | Phone: (270) 651-5723
Danville 811 S Fourth Street | Danville, KY 40422 | Phone: (859) 236-5192

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