Call Us 502-348-5921 ☰ ˟
Logo
Call Us 502-348-5921 to get your personalized insurance quote
  • Home
  • get a quote
    • Auto Insurance Quote FormsImage of right arrow
      • Auto Insurance Quote
    • Bonds Quote FormsImage of right arrow
      • Bond Request Form
    • Business & Commercial Insurance Quote FormsImage of right arrow
      • Business Owners (BOP) Quote Form
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Group Health & Employee Benefits
      • Surety Bond Request
      • Workers Compensation Quote
    • Health Insurance Quote FormsImage of right arrow
      • Health Instant Anthem Quote
      • Health Instant Humana Quote
      • Health Insurance Quote
    • Homeowners Insurance Quote FormsImage of right arrow
      • Homeowners Insurance Quote
      • Homeowners Insurance Quote
    • Life Insurance Quote FormsImage of right arrow
      • Life Insurance Quote
  • customer service
    • AutomobileImage of right arrow
      • Automobile Insurance Home
      • Request ID Card for Auto Policy
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
      • Update Contact Information for Auto Policy
    • HomeownersImage of right arrow
      • Homeowners Insurance Home
      • Homeowners Insurance Quote
      • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
      • Request Evidence of Insurance
      • Request a Mortgage Change
      • Update Contact Information for Homeowners Policy
      • Homeowners Insurance Quote
    • Business & CommercialImage of right arrow
      • Business & Commercial Insurance Home
      • Commercial Auto Insurance
      • Request a Certificate of Insurance
      • Request a Business Policy Change
      • Group Health & Employee Benefits
      • Update Contact Information for Business Policy
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Workers Compensation Quote
      • Commercial Auto Insurance Quote
      • Surety Bond Request
      • Business Owners Policy
    • HealthImage of right arrow
      • Health Insurance Home
      • Group Health Insurance
      • Health Insurance Quote
      • Request Declaration and Coverages Page for Existing Health Insurance Coverage
      • Request a Health Policy Change
      • Health Instant Humana Quote
      • Update Contact Information for Health Policy
      • Health Instant Anthem Quote
    • LifeImage of right arrow
      • Life Insurance Home
      • Life Insurance Quote
      • Request Declaration and Coverages Page for Existing Life Insurance Coverage
      • Request a Life Policy Change
  • recources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • about us
    • About First Insurance Group
    • Our Locations
    • Employee Directory
    • Testimonials
    • Privacy Policy
  • contact
    • Contact Us
    • Join Our Newsletter
Home > Blog > Annual Home Audit Checklist
TUESDAY, FEBRUARY 27, 2024

Annual Home Audit Checklist

reason why you need to do a homeowners check annually a close up of a fire

Conducting an annual home audit can help you identify and address unchecked safety risks that may be present in and outside of your home. Even the smallest and most common of household issues, such as a stray cord, can turn into a potentially life-threatening hazard if it’s left unchecked. Use this checklist to conduct an annual audit of your home’s indoor, outdoor and emergency preparedness considerations.

Indoor Safety Considerations

Use this section of the checklist to review indoor safety considerations:

  • Inspect all electrical outlets and panels for loose-fitting pieces or poorly fitted covers. Avoid overcrowding electrical outlets.
  • Ensure proper locks on all windows and doors to help deter home burglars. Install a sturdy deadbolt on each exterior door. Consider implementing additional home security measures, such as motion-activated exterior lighting and security cameras.
  • Check all electrical wires, cords and plugs for signs of damage or fraying. Make sure all wires and cords are arranged safely to avoid slip and trip hazards. Contact a qualified electrician for a further inspection of your home’s electrical wiring.
  • Inspect all major household features such as your sump pump, water heater, furnace and HVAC system for potential damages or problems. Contact a qualified repair technician for any maintenance concerns.
  • Check all furnace, oven and vent filters to ensure they are working properly and don’t possess excess debris. Replace filters as needed.
  • Clean your HVAC system and air vents to avoid dust buildup.
  • Store all flammable, toxic and other potentially dangerous liquids or materials (e.g., cleaning and cooking supplies) in a safe and secure location, out of the reach of children and pets.
  • Organize your medicine cabinet to ensure you are fully stocked on essential medications. Be sure to properly dispose of any outdated or expired medications.
  • Inspect your property’s walls and ceilings—paying special attention to the attic or crawl space—for any structural concerns, such as cracks, leaks or evidence of deterioration. Make repairs as needed.
  • Check your home for signs of pests (e.g., droppings, nests and wood damage). If you suspect an infestation, contact a qualified pest exterminator.
  • Use a vacuum to remove any excess dust or debris from your refrigerator coils.
  • Remove your washer and dryer from the wall, and clean your dryer vent to remove lint buildup, as this is highly flammable.
  • Deep clean all surfaces and appliances within your home that are frequently touched or used.
  • Inspect your plumbing system—paying special attention to toilets, bathtubs, showerheads, sinks and faucets—for potential cracks or leaks. Contact a qualified plumbing professional for any maintenance concerns.
  • Check your kitchen and bathroom drains and pipes for potential blockages. Remedy any blockages by running soap and hot water down the drain, followed by a drain cleaning product.
  • Have your chimney inspected and cleaned by a qualified professional.
  • Check all windows, screens and doors to ensure they are properly installed and sealed, looking out for cracks, chipped paint or broken glass. Make repairs as needed.
  • Consider swapping any corded blinds and curtains with cordless alternatives to eliminate choking hazards for children and pets.
  • Maintain safe stairwells by repairing or tightening any loose steps or handrails. If the stairs aren’t carpeted, consider adding slip-resistant treads or paint. In addition, be sure that the stairwell possesses adequate lighting to reduce the risk of slips and trips.
  • Ensure that all electrical appliances and furniture within your household possess adequate babyproofing or childproofing features, if necessary.

Outdoor Safety Considerations

The outside of your home has safety hazards that need to be addressed. Use this section of the checklist to review outdoor safety considerations:

  • Clean your gutters, pipes and exterior vents to remove any debris or buildup.
  • Check your home’s siding for excess moisture, chipped paint, cracks or any other damages. Make repairs as needed.
  • Inspect your roof for any excess debris, loose items, missing shingles, dents or any other damages. Make repairs as needed.
  • Check your home’s foundation for any signs of cracking, deterioration, sinking or subsidence. Make repairs as needed. Consult a qualified contractor for serious concerns.
  • Trim any tree branches located near your home’s roof to help avoid additional damages in the event of a storm.
  • Clear your driveway, any walkways and steps of obstructions to avoid slip and trip hazards. In addition, ensure these areas are level and don’t have any cracks. Make repairs as needed.
  • Make sure all fencing is sturdy and in good condition. Secure all fencing with a locking gate.
  • Maintain any outdoor play equipment (e.g., a trampoline) to avoid safety hazards. If you have a pool, keep it clean and secure it with a fence and locking gate to ensure children and pets can’t enter the area without supervision.
  • Inspect all outdoor furniture, toys, tools and appliances for safety concerns or potential damages. Make repairs or replacements as needed. Store these items in a safe, secure location when not in use, such as a locked shed, to protect them from the risk of theft and natural elements.
  • Install exterior lighting to keep your yard well-lit and avoid slip and trip hazards.

Emergency Preparedness Considerations

Use this section to review the preparedness of your household for emergencies:

  • Create a home emergency kit to be prepared for any scenario. This kit should include emergency documents (e.g., insurance policies, bank account numbers and passports), food and water, a first-aid kit, essential medications, personal hygiene items, a change of clothes, a battery-powered radio and flashlight (as well as spare batteries), matches, electronic device chargers, sleeping bags and pliers to turn off utilities. Store this kit in a safe, secure location.
  • Establish a fire emergency escape plan that outlines several safe escape routes from different levels and rooms within your home. Be sure to practice this plan with your household. If you already have a plan in place, make sure to review it.
  • Consider installing a fire escape ladder near a window for each upstairs room in your home. Ensure all members of your household know how to safely use a fire escape ladder.
  • Install smoke alarms inside and outside of each bedroom, as well as on every level of your home—including the basement. Test all alarms for effectiveness once every month and replace batteries once every year. Replace alarms every 10 years.
  • Ensure that carbon monoxide (CO) detectors are properly installed outside of each bedroom and on every level of your home—including the basement. Test all detectors for effectiveness and replace batteries as needed. CO detectors should be replaced every seven years.
  • Place portable fire extinguishers in areas of your home with an elevated fire risk, such as the kitchen and the garage. Make sure that all members of your household know how to safely use an extinguisher.
  • Inspect extinguishers to ensure that the pressure gauge is in the green zone, the pin and tamper seal are intact and there are no other external damages (e.g., dents, rust or leaks), and replace extinguishers as needed.
  • Make sure that your house number is clearly displayed and visible from the outside. This will allow your home to be easily identified in case of an emergency.

Summary

Conducting an annual home audit can help you identify and address hazards that may be present in and outside of your home. Use this checklist to get started on making your home a safer place to live for yourself, your loved ones and your guests.

Posted 11:16 AM

Tags: home insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2025
  • 2024
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014

  • insurance(76)
  • kentucky(58)
  • business insurance(45)
  • tips(44)
  • coverage(36)
  • home insurance(22)
  • safety(21)
  • auto insurance(21)
  • life insurance(19)
  • savings(18)
  • health insurance(17)
  • somerset(16)
  • lexington(15)
  • richmond(14)
  • frankfort(13)
  • workers compensation(13)
  • first insurance group(12)
  • health(10)
  • virginia(9)
  • bardstown(9)
  • bonds(9)
  • general liability insurance(8)
  • nicholasville(7)
  • commercial auto insurance(7)
  • homeowners insurance(6)
  • kentucky insurance(6)
  • car insurance(6)
  • liability(5)
  • lexington business insurance(5)
  • surety bonds(4)
  • protection(4)
  • workers compensation insurance(4)
  • security(4)
  • workplace safety(4)
  • fitness(4)
  • small business insurance(3)
  • workers comp(3)
  • flood insurance(3)
  • bop(3)
  • finance(3)
  • business owners policy(3)
  • premiums(3)
  • back pain(2)
  • trucking insurance(2)
  • commercial auto(2)
  • policy(2)
  • costs(2)
  • lexington health insurance(2)
  • worker's compensation(2)
  • home insurance lexington(2)

View Mobile Version
Contact us
502-348-5921
Quick Links
Home Our Products Customer Service Payment Options Report a Claim About Us Our Carriers Partners Blog Contact Us
Locations

Bardstown

107 Lincoln Way
Bardstown, KY 40004

Phone: (502) 348-5921

Frankfort

Our Virtual Office
Frankfort, KY 40601

Phone: (502) 223-5100

Nicholasville

508 North Main St, Suite C
Nicholasville, KY 40356

Phone: (859) 885-9454

Danville

811 S Fourth Street
Danville, KY 40422

Phone: (859) 236-5192



Twitter Icon Facebook Icon LinkedIn Icon Google Icon


Privacy Notice | Terms of Use
© Copyright. All rights reserved.
Powered by Insurance Website Builder