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First Insurance Group Blog: insurance

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There are three parties involved in a surety bond. If one of them needs to make a claim on the bond, the other two have an obligation to respond. How does this process work? Who pays who? The surety claims process works much like an insurance claim. However, there are key differences as well. READ MORE >>

General liability insurance provides financial protection to a business. It offers financial protection against claims made against the business. This includes instances in which your case goes to court. It may help pay for out-of-court settlements as well. What does this mean for your business? READ MORE >>

A moving business needs to have adequate commercial auto insurance. Risks are present in this industry each day. You operate across roadways. You hold onto your customers’ belongings. Your business is dependent on the vehicles you own. For this reason, it is important to update your auto insurance on a routine basis. READ MORE >>

A surety bond is an important investment for many business owners. It provides financial protection and peace of mind. Yet, many people do not realize it is significantly different from insurance.  Do you need to have insurance and bonds? The answer to this is generally yes. But you need to know what they cover. READ MORE >>

Kentucky has strict workers’ compensation insurance requirements. If an employee gets hurt on the job, they might qualify for this supplementary income. However, not every workplace accident might qualify for a successful claim. How do employees know when to ask for more information about their workers’ comp? READ MORE >>

We’ve all likely seen YouTube® or comedy videos of someone slipping and falling in a random store. While many of us laugh, we might forget to think about what happens after the camera stops rolling. Scenes like these actually represent a real threat to every business.  READ MORE >>

The Electronic Logging Device (ELD) Mandate is a law in place in the United States. It requires most truckers to use a device installed on their vehicles to log their movements. The goal is simple. The ELD works to ensure drivers are not breaking laws. The goal is to ensure drivers have enough sleep and off time between loads. READ MORE >>

Every business, from a restaurant to a gift shop, poses risks to its employees. Think about it. A construction employee who isn’t using a lifeline could fall off scaffolding and break a leg. A delivery biker who wasn’t wearing a helmet might sustain a head injury following an  accident. READ MORE >>

As a contractor, you understand that working means entering into binding agreements. Contracts more or less are rules to let business parties know what to expect from one another. Parties who work with contractors will expect the contractor to complete their work according to the stipulations of the contract. READ MORE >>

General liability insurance is business protection most companies need to carry. No matter the type of industry, there are risks to operating your company. This insurance helps to reduce some of the potential for financial loss from those risks. Yet, many business owners don't see just how important this type of insurance is. READ MORE >>

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First Insurance Group
Main Office 2520 South Highway 27 | Somerset, KY 42501 | Phone: (606) 679-3570
Bardstown 107 Lincoln Way | Bardstown, KY 40004 | Phone: (502) 348-5921
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Glasgow 605A Happy Valley Road | Glasgow, KY 42141 | Phone: (270) 651-5723
Danville 811 S Fourth Street | Danville, KY 40422 | Phone: (859) 236-5192

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