Tuesday, April 13, 2021When insuring your business, you’ll need general liability insurance as part of your commercial benefits portfolio. A commercial general liability (CGL) plan is very expansive, but you cannot assume that it covers you against all potential liability claims. Exclusions and limits will exist under every policy. READ MORE >>
Monday, March 15, 2021 Businesses that own commercial vehicles must have commercial auto insurance. Any loss to these vehicles will therefore be a financial loss to the business. Still, business owners cannot avoid the fact that their vehicles are not immune to damage risks of any sort, not least vehicle wrecks. READ MORE >>
Tuesday, January 26, 2021Your home has a lot of bells and whistles, but at its core it still has a few essential components at its core. One of the most important parts of the structure is clearly your roof. It’s something that keeps you safe, supports your structure, and makes sure the rest of the home is not exposed to the elements. READ MORE >>
Friday, December 18, 2020 Does Liability Car Insurance Cover Passengers? Driving presents a risk of accidents all on its own, even for the most careful drivers. This risk increases when you have passengers in the car, as severe injuries and liability concerns may be at the back of your mind. READ MORE >>
Thursday, October 29, 2020All businesses need insurance because of the protection it can provide them. However, they also have a duty to promise their customers that they will do their jobs appropriately. One of the critical pieces of assurance that guarantees that you will provide this coverage (or else, pay up) is a surety bond. READ MORE >>
Wednesday, August 5, 2020 Every vehicle needs insurance, but not all auto insurance policies are the same. Your personal vehicle is likely insured with a personal auto insurance policy, but there is another option. Personal auto insurance policies don’t usually cover vehicles that are owned by a business or used for work. READ MORE >>
Tuesday, December 31, 2019A commercial auto might not necessarily be a car that is bought and paid for by the company for business use. A commercial auto is any vehicle that is regularly used for business purposes. This means that if you have your employees make deliveries for you, visit clients, or pick up business goods on a regular basis, you are technically using the employees as professional drivers. READ MORE >>
Thursday, August 15, 2019 Having general liability insurance protects your company. It gives you the financial tools to protect your company should negligence occur. Yet, it can also help you increase your customer base. In some industries, having the right business insurance opens you up to new clients and customers. READ MORE >>
Thursday, July 11, 2019When the worst happens at your business location, you need to know what to do. When a worker suffers an injury or even dies on the job site, it is critical to know how to handle the situation. In every case, do the best you can do to help your worker. Then, if necessary, support his or her family. READ MORE >>
Wednesday, June 5, 2019If your business deals in contracts, then clients expect you to do your work correctly. If you fail to do so, then you might have to pay for the client’s losses. Sometimes, your commercial liability insurance can help you do so. However, in other cases, you will have to compensate the clients according to the terms of surety bonds. READ MORE >>
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