First Insurance Group Blog: insurance
View the latest blog posts from First Insurance Group.
Monday, August 13, 2018A moving business needs to have adequate commercial auto insurance. Risks are present in this industry each day. You operate across roadways. You hold onto your customers’ belongings. Your business is dependent on the vehicles you own. For this reason, it is important to update your auto insurance on a routine basis. READ MORE >>
Monday, July 16, 2018A surety bond is an important investment for many business owners. It provides financial protection and peace of mind. Yet, many people do not realize it is significantly different from insurance. Do you need to have insurance and bonds? The answer to this is generally yes. But you need to know what they cover. READ MORE >>
Thursday, June 14, 2018Kentucky has strict workers’ compensation insurance requirements. If an employee gets hurt on the job, they might qualify for this supplementary income. However, not every workplace accident might qualify for a successful claim. How do employees know when to ask for more information about their workers’ comp? READ MORE >>
Wednesday, May 9, 2018We’ve all likely seen YouTube® or comedy videos of someone slipping and falling in a random store. While many of us laugh, we might forget to think about what happens after the camera stops rolling. Scenes like these actually represent a real threat to every business. READ MORE >>
Wednesday, April 11, 2018The Electronic Logging Device (ELD) Mandate is a law in place in the United States. It requires most truckers to use a device installed on their vehicles to log their movements. The goal is simple. The ELD works to ensure drivers are not breaking laws. The goal is to ensure drivers have enough sleep and off time between loads. READ MORE >>
Tuesday, March 13, 2018Every business, from a restaurant to a gift shop, poses risks to its employees. Think about it. A construction employee who isn’t using a lifeline could fall off scaffolding and break a leg. A delivery biker who wasn’t wearing a helmet might sustain a head injury following an accident. READ MORE >>
Thursday, February 8, 2018As a contractor, you understand that working means entering into binding agreements. Contracts more or less are rules to let business parties know what to expect from one another. Parties who work with contractors will expect the contractor to complete their work according to the stipulations of the contract. READ MORE >>
Thursday, January 11, 2018General liability insurance is business protection most companies need to carry. No matter the type of industry, there are risks to operating your company. This insurance helps to reduce some of the potential for financial loss from those risks. Yet, many business owners don't see just how important this type of insurance is. READ MORE >>
Friday, December 8, 2017A vehicle fire can be one of the most dangerous situations that a business can face. It can occur for a wide range of reasons. In some situations, the damage from a single fire can lead to thousands of dollars in loss. In others, the insurance company may total the vehicle. This happens if it is beyond the ability to repair it. READ MORE >>
Tuesday, October 17, 2017Signing a contract means you make a binding promise to complete work on behalf of a client. You might build houses, provide professional services or any number of other tasks. Contracts vary, but they often have similar properties to address the duties expected of a contractor. READ MORE >>
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