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Home > Blog > First Insurance Group Blog: insurance
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First Insurance Group Blog: insurance

View the latest blog posts from First Insurance Group.

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Friday, December 18, 2020

Does Liability Car Insurance Cover Passengers?

Does Liability Car Insurance Cover Passengers?    Driving presents a risk of accidents all on its own, even for the most careful drivers. This risk increases when you have passengers in the car, as severe injuries and liability concerns may be at the back of your mind. READ MORE >>

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Thursday, October 29, 2020

Why Do I Need Surety Bonds in My Business?

All businesses need insurance because of the protection it can provide them. However, they also have a duty to promise their customers that they will do their jobs appropriately. One of the critical pieces of assurance that guarantees that you will provide this coverage (or else, pay up) is a surety bond. READ MORE >>

Wednesday, August 5, 2020

Signs You Need Commercial Auto Insurance

  Every vehicle needs insurance, but not all auto insurance policies are the same. Your personal vehicle is likely insured with a personal auto insurance policy, but there is another option. Personal auto insurance policies don’t usually cover vehicles that are owned by a business or used for work. READ MORE >>

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Tuesday, December 31, 2019

Can An Employee’s Car Become A Commercial Auto?

A commercial auto might not necessarily be a car that is bought and paid for by the company for business use. A commercial auto is any vehicle that is regularly used for business purposes. This means that if you have your employees make deliveries for you, visit clients, or pick up business goods on a regular basis, you are technically using the employees as professional drivers. READ MORE >>

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Thursday, August 15, 2019

Increase Your Clients with General Liability Coverage

Having general liability insurance protects your company. It gives you the financial tools to protect your company should negligence occur. Yet, it can also help you increase your customer base. In some industries, having the right business insurance opens you up to new clients and customers. READ MORE >>

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Thursday, July 11, 2019

Handling Workplace Deaths

When the worst happens at your business location, you need to know what to do. When a worker suffers an injury or even dies on the job site, it is critical to know how to handle the situation. In every case, do the best you can do to help your worker. Then, if necessary, support his or her family. READ MORE >>

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Wednesday, June 5, 2019

Do You Need Surety Bonds?

If your business deals in contracts, then clients expect you to do your work correctly. If you fail to do so, then you might have to pay for the client’s losses. Sometimes, your commercial liability insurance can help you do so. However, in other cases, you will have to compensate the clients according to the terms of surety bonds. READ MORE >>

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Wednesday, May 15, 2019

You Damage Your Business Rental Space, Do You Have Coverage?

Not all business owners own the buildings where they operate. Given the cost of commercial real estate, many people opt to rent. But, even that can get expensive. Still, any rental retail space anywhere is a cost to your business. You therefore have to take care of it. What can you do to protect it? READ MORE >>

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Thursday, April 11, 2019

Will Commercial Auto Insurance Cover Stolen Items from a Vehicle?

Your business vehicle is home to a variety of tools you use for the job. These items remain in your truck or car most of the time. One day, you find someone broke into the car. They took your most expensive equipment. Will your commercial auto insurance help cover your losses? It may, in some cases. READ MORE >>

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Thursday, March 21, 2019

Use Drug Use Policies to Minimize Workers' Compensation Claims

Employers take on risk when they hire an employee. There is no way to know how that employee will interact with, treat, or engage others in the workplace. Having a drug policy may offer some support to companies who need to minimize risks on the job. While it may not prevent use, it does create a framework for the company to minimize risk. READ MORE >>

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