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First Insurance Group Blog: auto insurance

View the latest blog posts from First Insurance Group.

If you're like most people, you scout out ways to save money on everyday things like auto insurance. So, your ears are likely to prick up when you hear an insurance provider advertising a 25 percent discount. But before you rush to sign up for the deal, you should know about the "fine print" that often limits these savings. READ MORE >>

How your tire wears tells you a lot about your maintenance problems. These wear patterns reveal tire maintenance issues, front end misalignment and other problems. The following are five common wear patterns with descriptions on how you should interpret them. The Center of the Tire is Worn READ MORE >>

Humans are not nocturnal creatures. We are wired for activity during the day and sleeping at night. Our depth perception, color recognition and peripheral vision are also less acute at night. This is why, according to the National Safety Council, driver fatality rates are three times higher during the hours between dusk and dawn. READ MORE >>

If you have a vehicle, you need car insurance. We all know that our driving records, the type of car we own and how far we drive can affect the premiums on our car insurance. Whether you agree or not, your marital status can also affect your car insurance. Why and how does your marital status affect your car insurance? READ MORE >>

Parents often shudder at the thought of their teenager driving. Then the day arrives. The child successfully passes the driving test and is now officially a licensed driver. The next leap of faith is to let him or her drive independently. READ MORE >>

Driving is safest when the road traffic is predictable. No one likes hitting their brakes or violently swerving because another driver surprised them. Sometimes the surprised driver is left with no options and the end result is a serious accident. By driving predictably, you make the road a safer place for yourself and others. READ MORE >>

If your car is more than a few years old, you may have noticed that it’s become more difficult to see in the dark. Even after replacing headlight bulbs, many people fail to notice a difference. More and more, we are finding the plastic covers of the headlights are the problem. READ MORE >>

Car insurance isn’t only required by law, but it’s also an important part of protecting everyone who shares the roadways. Even so, it’s one more expense to worry about. Luckily, there are many ways to cut back on your premium costs. READ MORE >>

Knowing how to jump start your car is a useful skill, especially when the weather gets colder. Batteries don't hold their charge very well in the cold, and cold engines require more electrical energy to turn over. These two facts guarantee that many car owners won't be able to start their car this fall and winter because of a dead battery. READ MORE >>

We've seen it all when it comes to distracted driving. Eating, talking on the phone, applying makeup and even shaving are all activities that have taken place while people are attempting to control a moving vehicle. But is it really that big of a deal to multi-task while driving? READ MORE >>

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First Insurance Group
Main Office 2520 South Highway 27 | Somerset, KY 42501 | Phone: (606) 679-3570
Bardstown 107 Lincoln Way | Bardstown, KY 40004 | Phone: (502) 348-5921
Frankfort 1510 Louisville Rd | Frankfort, KY 40601| Phone: (502) 223-5100
Nicholasville 508 North Main St, Suite C | Nicholasville, KY 40356 | Phone: (859) 885-9454
Richmond 312 Jason Dr Suite 3 | Richmond, KY 40475 | Phone: (859) 623-6692
Glasgow 605A Happy Valley Road | Glasgow, KY 42141 | Phone: (270) 651-5723
Danville 811 S Fourth Street | Danville, KY 40422 | Phone: (859) 236-5192

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