Monday, January 26, 2015If you haven’t yet, it’s time to think about what would happen to your family if you die. Would they be able to keep meeting financial obligations without your salary? Would they become responsible for paying off your outstanding debts? The truth is no one likes to think about their own demise. READ MORE >>
Monday, January 19, 2015Running a business goes hand in hand with various risks. While there are things you can do to minimize those risks, they always exist. In this article, we discuss three of the most common business risks and what you can do to prevent them from affecting your livelihood. 1. Property READ MORE >>
Tuesday, January 13, 2015If your car is more than a few years old, you may have noticed that it’s become more difficult to see in the dark. Even after replacing headlight bulbs, many people fail to notice a difference. More and more, we are finding the plastic covers of the headlights are the problem. READ MORE >>
Tuesday, January 6, 2015There is a good reason why homeowners insurance premiums can be higher for smokers. The odds of a house fire increase when an occupant is a smoker. Many of the materials in a modern home are highly flammable and a smoker frequently carries a hot ignition source on his person. READ MORE >>
Tuesday, December 23, 2014You’ve heard that calcium is a must for building up bone strength, but did you know that calcium doesn’t work as well without an adequate dose of vitamin D? Many people swallow down calcium pills without this knowledge and those nutrients may not be properly absorbing into your body. READ MORE >>
Wednesday, December 17, 2014When applying for life insurance, the insurer will often require you to undergo a medical exam in order to determine your current health and if you’re prone to certain illnesses that may shorten your lifespan. The results of this exam are delivered to the insurer’s underwriter, who uses the data to assess the risk of insuring you, which directly impacts your premiums. READ MORE >>
Wednesday, December 10, 2014Have you heard of businesses that allow their employees to bring pets to work? There are plenty of perks associated with allowing dogs in the workplace, including lower stress levels, increased employee satisfaction and less absenteeism. READ MORE >>
Friday, December 5, 2014On the surface, it might seem like homeowners insurance is unimportant for a vacation home. You probably only spend a few weeks a year in the home. You already have insurance on your primary residence. You might be asking yourself if insurance on your vacation home is really necessary. READ MORE >>
Wednesday, November 26, 2014It’s that time again—when schools, homes and offices are teeming with cold and flu germs that people pass back and forth until everyone is miserable. And your kids are some of the biggest reasons why illness spreads! Children don’t understand how germs spread and how they infect us until it’s explained to them. READ MORE >>
Friday, November 21, 2014Car insurance isn’t only required by law, but it’s also an important part of protecting everyone who shares the roadways. Even so, it’s one more expense to worry about. Luckily, there are many ways to cut back on your premium costs. READ MORE >>
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