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Home > Blog > Insurance > First Insurance Group Blog: insurance
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First Insurance Group Blog: insurance

View the latest blog posts from First Insurance Group.

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Tuesday, September 11, 2018

General Liability Insurance Shields From Court Settlements

General liability insurance provides financial protection to a business. It offers financial protection against claims made against the business. This includes instances in which your case goes to court. It may help pay for out-of-court settlements as well. What does this mean for your business? READ MORE >>

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Monday, August 13, 2018

Moving Business? The Commercial Auto Insurance You Need

A moving business needs to have adequate commercial auto insurance. Risks are present in this industry each day. You operate across roadways. You hold onto your customers’ belongings. Your business is dependent on the vehicles you own. For this reason, it is important to update your auto insurance on a routine basis. READ MORE >>

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Monday, July 16, 2018

Is a Surety Bond a Type of Insurance

A surety bond is an important investment for many business owners. It provides financial protection and peace of mind. Yet, many people do not realize it is significantly different from insurance.  Do you need to have insurance and bonds? The answer to this is generally yes. But you need to know what they cover. READ MORE >>

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Thursday, June 14, 2018

Common Situations Where You May Qualify for Workers' Comp

Kentucky has strict workers’ compensation insurance requirements. If an employee gets hurt on the job, they might qualify for this supplementary income. However, not every workplace accident might qualify for a successful claim. How do employees know when to ask for more information about their workers’ comp? READ MORE >>

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Wednesday, May 9, 2018

Don’t Let Slip and Fall Risks Put Your Business on Unstable Ground

We’ve all likely seen YouTube® or comedy videos of someone slipping and falling in a random store. While many of us laugh, we might forget to think about what happens after the camera stops rolling. Scenes like these actually represent a real threat to every business.  READ MORE >>

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Wednesday, April 11, 2018

Do You Know the ELD Mandate? What Your Insurance Company Wants to Know

The Electronic Logging Device (ELD) Mandate is a law in place in the United States. It requires most truckers to use a device installed on their vehicles to log their movements. The goal is simple. The ELD works to ensure drivers are not breaking laws. The goal is to ensure drivers have enough sleep and off time between loads. READ MORE >>

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Tuesday, March 13, 2018

Enforcing Safety Gear Requirements in Your Business

Every business, from a restaurant to a gift shop, poses risks to its employees. Think about it. A construction employee who isn’t using a lifeline could fall off scaffolding and break a leg. A delivery biker who wasn’t wearing a helmet might sustain a head injury following an  accident. READ MORE >>

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Thursday, February 8, 2018

How to Respond to a Bond Claim

As a contractor, you understand that working means entering into binding agreements. Contracts more or less are rules to let business parties know what to expect from one another. Parties who work with contractors will expect the contractor to complete their work according to the stipulations of the contract. READ MORE >>

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Thursday, January 11, 2018

General Liability Insurance: 3 Myths Not to Believe

General liability insurance is business protection most companies need to carry. No matter the type of industry, there are risks to operating your company. This insurance helps to reduce some of the potential for financial loss from those risks. Yet, many business owners don't see just how important this type of insurance is. READ MORE >>

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Friday, December 8, 2017

Commercial Auto Insurance Coverage for Vehicle Fires

A vehicle fire can be one of the most dangerous situations that a business can face. It can occur for a wide range of reasons. In some situations, the damage from a single fire can lead to thousands of dollars in loss. In others, the insurance company may total the vehicle. This happens if it is beyond the ability to repair it. READ MORE >>

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