First Insurance Group Blog: general
View the latest blog posts from First Insurance Group.
Monday, April 14, 2025How Long Do You Have to File a General Liability Claim? Every business should have general liability as part of their insurance policy. This coverage provides compensation for bodily injury or physical damage you may directly or indirectly cause to someone else. READ MORE >>
Tuesday, October 11, 2022Insurance policies are often bought with the hope that a claim won’t have to be filed. Unfortunately, claims do happen, and it is important to know the ins and outs of your policy when it comes time to file a claim on your business’ general liability insurance. READ MORE >>
Friday, January 14, 2022When insuring your business, you will likely need general liability coverage. Such a policy can provide protection against the resulting expenses if your business is held responsible for injuring a third party or damaging their property. READ MORE >>
Tuesday, April 13, 2021When insuring your business, you’ll need general liability insurance as part of your commercial benefits portfolio. A commercial general liability (CGL) plan is very expansive, but you cannot assume that it covers you against all potential liability claims. Exclusions and limits will exist under every policy. READ MORE >>
Wednesday, September 23, 2020General liability insurance covers your business if your mistakes or negligence harm others. Still, you don’t have to actively do something to someone else to be at fault for their losses. At times, you might be responsible for a loss because you failed to catch a potential a problem in your products. READ MORE >>
Monday, January 27, 2020When you rent a store in a shopping plaza, the rules on who is responsible for the parking lot will vary. It's important to understand your obligations at that location so that you can have the general liability insurance that you need. Check Your Lease READ MORE >>
Thursday, January 10, 2019Auto service stores are usually a bit dirty. That’s just the nature of working with cars all day. However, if you keep the space in poor condition, then you might create safety risks for your clients. This might lead to a liability insurance claim, and no business wants to face this prospect. READ MORE >>
Tuesday, September 11, 2018General liability insurance provides financial protection to a business. It offers financial protection against claims made against the business. This includes instances in which your case goes to court. It may help pay for out-of-court settlements as well. What does this mean for your business? READ MORE >>
Wednesday, May 9, 2018We’ve all likely seen YouTube® or comedy videos of someone slipping and falling in a random store. While many of us laugh, we might forget to think about what happens after the camera stops rolling. Scenes like these actually represent a real threat to every business. READ MORE >>
Thursday, January 11, 2018General liability insurance is business protection most companies need to carry. No matter the type of industry, there are risks to operating your company. This insurance helps to reduce some of the potential for financial loss from those risks. Yet, many business owners don't see just how important this type of insurance is. READ MORE >>
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