Tuesday, December 14, 2021 As an individual who drives a car, you know that every vehicle on the road must be insured in accordance with state laws. The same goes for vehicles that are owned, rented or leased by businesses. From making deliveries to making sales calls, any vehicle that is used for business purposes will require commercial auto insurance. READ MORE >>
Tuesday, November 23, 2021 Your business may be eligible if it employs no more than 100 individuals and earns no more than $1 million in annual revenue. This is also a popular choice for home-based business owners. Policies include property and liability coverage, along with your choice of the following options (with additional choices offered by some insurers): READ MORE >>
Wednesday, October 6, 2021 On the surface, it might seem like homeowners insurance is unimportant for a vacation home. You probably only spend a few weeks a year in the home. You already have insurance on your primary residence. You might be asking yourself if insurance on your vacation home is really necessary. READ MORE >>
Wednesday, September 8, 2021Higher driving risks cause higher than average auto insurance premiums for local drivers. However, numerous unique risk factors influence your overall risk profile, which likewise influences your individual premium. As a result, you have a lot of ability to keep your auto insurance rates intact. READ MORE >>
Friday, August 13, 2021Builders risk insurance is a type of property insurance. As the name implies, it covers a property during the construction process. Imagine a home under construction. The same risks can happen to it as can happen to a completed properly. This includes fires, theft, and vandalism. READ MORE >>
Monday, July 19, 2021Most health insurance plans for 2021 rolled over on January 1. That means you have a whole new slate of coverage, and an entire year to use it. Since you can now receive coverage for most, if not all your care costs, what is your reason for not going to the doctor? READ MORE >>
Tuesday, June 1, 2021Like most types of insurance, life insurance is all about risk. If a company believes you may be likely to die at a young age, it may not extend a policy to you. This is a factor that impacts many people of all ages. Eligibility for life insurance tends to vary from one company to the next. READ MORE >>
Wednesday, May 19, 2021Ergonomics is the science of optimizing an environment for maximum safety and efficiency. In the workplace, emphasizing ergonomics will not only improve your bottom line and boost employee satisfaction, but it will also reduce the number of workers’ compensation insurance claims made as a result of improving safety. READ MORE >>
Tuesday, April 13, 2021When insuring your business, you’ll need general liability insurance as part of your commercial benefits portfolio. A commercial general liability (CGL) plan is very expansive, but you cannot assume that it covers you against all potential liability claims. Exclusions and limits will exist under every policy. READ MORE >>
Monday, March 15, 2021 Businesses that own commercial vehicles must have commercial auto insurance. Any loss to these vehicles will therefore be a financial loss to the business. Still, business owners cannot avoid the fact that their vehicles are not immune to damage risks of any sort, not least vehicle wrecks. READ MORE >>
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