Thursday, March 21, 2019Employers take on risk when they hire an employee. There is no way to know how that employee will interact with, treat, or engage others in the workplace. Having a drug policy may offer some support to companies who need to minimize risks on the job. While it may not prevent use, it does create a framework for the company to minimize risk. READ MORE >>
Thursday, January 10, 2019Auto service stores are usually a bit dirty. That’s just the nature of working with cars all day. However, if you keep the space in poor condition, then you might create safety risks for your clients. This might lead to a liability insurance claim, and no business wants to face this prospect. READ MORE >>
Thursday, December 6, 2018Commercial trucking companies that carry dangerous materials – or even simple things – need commercial auto insurance designed for their load. If you carry dangerous materials, and a spill occurs, will your auto insurance kick in to cover the loss? Will it cover the cleanup? READ MORE >>
Thursday, November 8, 2018Workers’ compensation provides financial protection to your company if an employee suffers an injury or illness on the job. It works much like a standard liability insurance policy. When a person suffers an injury, he or she files a claim with the workers’ compensation insurance. READ MORE >>
Tuesday, October 9, 2018There are three parties involved in a surety bond. If one of them needs to make a claim on the bond, the other two have an obligation to respond. How does this process work? Who pays who? The surety claims process works much like an insurance claim. However, there are key differences as well. READ MORE >>
Tuesday, September 11, 2018General liability insurance provides financial protection to a business. It offers financial protection against claims made against the business. This includes instances in which your case goes to court. It may help pay for out-of-court settlements as well. What does this mean for your business? READ MORE >>
Monday, August 13, 2018A moving business needs to have adequate commercial auto insurance. Risks are present in this industry each day. You operate across roadways. You hold onto your customers’ belongings. Your business is dependent on the vehicles you own. For this reason, it is important to update your auto insurance on a routine basis. READ MORE >>
Monday, July 16, 2018A surety bond is an important investment for many business owners. It provides financial protection and peace of mind. Yet, many people do not realize it is significantly different from insurance. Do you need to have insurance and bonds? The answer to this is generally yes. But you need to know what they cover. READ MORE >>
Thursday, June 14, 2018Kentucky has strict workers’ compensation insurance requirements. If an employee gets hurt on the job, they might qualify for this supplementary income. However, not every workplace accident might qualify for a successful claim. How do employees know when to ask for more information about their workers’ comp? READ MORE >>
Wednesday, May 9, 2018We’ve all likely seen YouTube® or comedy videos of someone slipping and falling in a random store. While many of us laugh, we might forget to think about what happens after the camera stops rolling. Scenes like these actually represent a real threat to every business. READ MORE >>
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