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Home > Es-Us > Blog > Insurance > First Insurance Group Blog: insurance
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First Insurance Group Blog: insurance

View the latest blog posts from First Insurance Group.

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Thursday, August 11, 2022

Does a BOP Cover Theft?

Business owners policies (BOPs) are designed to protect businesses from financial loss and other accidents. This insurance is crucial for small businesses in low risk industries. Unfortunately, BOPs don’t cover everything and it is important to know the restrictions on your policy. READ MORE >>

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Thursday, July 7, 2022

How to Protect Your Concrete Driveways

Over time, concrete driveways can crack and those cracks can become places where people trip. None of us want to have people tripping in the driveway and getting injured because those injuries can become claims on our home insurance. If we can keep those cracks from becoming a problem, then we can often keep our premiums lower. READ MORE >>

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Friday, June 3, 2022

5 Discounts You Should Ask About When Getting Auto Insurance

If you are like most people, you welcome the opportunity to save money. Every little bit of money you save makes it easier to maintain your household’s budget. More specifically, most people welcome the opportunity to save on their car insurance. As a requirement to drive legally, drivers can’t do without insurance. READ MORE >>

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Tuesday, April 12, 2022

Frequently Asked Questions About Getting a Flu Vaccination

If you’ve ever had a sore throat with fever, headaches, body aches, runny nose, chills, fatigue and nausea, then you know what it's like to get the flu. The flu isn't always accompanied by every one of these symptoms, but it will include many of them. READ MORE >>

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Friday, March 11, 2022

Calculating Life Insurance Premiums

Life insurance premiums are calculated after looking at an individual’s health risk factors, such as tobacco use, cholesterol level, obesity, diabetes and family history. Modifying controllable health and lifestyle factors will reduce your life insurance premium, in addition to making you healthier. READ MORE >>

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Monday, February 7, 2022

Return-to-Work Programs

No employer wants to see their employees get injured or experience illness. After all, employees who take off of work due to an injury or illness are often less likely to return. And while the ultimate goal is for such employees to be able to resume their job duties safely—and as soon as po... READ MORE >>

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Friday, January 14, 2022

Tips for Buying General Liability Insurance

When insuring your business, you will likely need general liability coverage. Such a policy can provide protection against the resulting expenses if your business is held responsible for injuring a third party or damaging their property.   READ MORE >>

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Wednesday, October 6, 2021

3 Reasons You Need Insurance on a Vacation Home

On the surface, it might seem like homeowners insurance is unimportant for a vacation home. You probably only spend a few weeks a year in the home. You already have insurance on your primary residence. You might be asking yourself if insurance on your vacation home is really necessary. READ MORE >>

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Wednesday, September 8, 2021

Factors that Influence Your Driving Risk Profile and Your Premiums

Higher driving risks cause higher than average auto insurance premiums for local drivers. However, numerous unique risk factors influence your overall risk profile, which likewise influences your individual premium. As a result, you have a lot of ability to keep your auto insurance rates intact.  READ MORE >>

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Friday, August 13, 2021

3 Reasons Builder's Risk Insurance Is Necessary

Builders risk insurance is a type of property insurance. As the name implies, it covers a property during the construction process. Imagine a home under construction. The same risks can happen to it as can happen to a completed properly. This includes fires, theft, and vandalism.   READ MORE >>

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