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Home > Es-Us > Blog > First Insurance Group Blog: coverage
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First Insurance Group Blog: coverage

View the latest blog posts from First Insurance Group.

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Wednesday, October 6, 2021

3 Reasons You Need Insurance on a Vacation Home

On the surface, it might seem like homeowners insurance is unimportant for a vacation home. You probably only spend a few weeks a year in the home. You already have insurance on your primary residence. You might be asking yourself if insurance on your vacation home is really necessary. READ MORE >>

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Wednesday, September 8, 2021

Factors that Influence Your Driving Risk Profile and Your Premiums

Higher driving risks cause higher than average auto insurance premiums for local drivers. However, numerous unique risk factors influence your overall risk profile, which likewise influences your individual premium. As a result, you have a lot of ability to keep your auto insurance rates intact.  READ MORE >>

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Friday, August 13, 2021

3 Reasons Builder's Risk Insurance Is Necessary

Builders risk insurance is a type of property insurance. As the name implies, it covers a property during the construction process. Imagine a home under construction. The same risks can happen to it as can happen to a completed properly. This includes fires, theft, and vandalism.   READ MORE >>

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Monday, July 19, 2021

What to Expect During Your Annual Checkup

Most health insurance plans for 2021 rolled over on January 1. That means you have a whole new slate of coverage, and an entire year to use it. Since you can now receive coverage for most, if not all your care costs, what is your reason for not going to the doctor? READ MORE >>

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Thursday, October 29, 2020

Why Do I Need Surety Bonds in My Business?

All businesses need insurance because of the protection it can provide them. However, they also have a duty to promise their customers that they will do their jobs appropriately. One of the critical pieces of assurance that guarantees that you will provide this coverage (or else, pay up) is a surety bond. READ MORE >>

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Wednesday, September 23, 2020

What are Product Liabilities on General Liability Insurance?

General liability insurance covers your business if your mistakes or negligence harm others. Still, you don’t have to actively do something to someone else to be at fault for their losses. At times, you might be responsible for a loss because you failed to catch a potential a problem in your products. READ MORE >>

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Thursday, August 15, 2019

Increase Your Clients with General Liability Coverage

Having general liability insurance protects your company. It gives you the financial tools to protect your company should negligence occur. Yet, it can also help you increase your customer base. In some industries, having the right business insurance opens you up to new clients and customers. READ MORE >>

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Thursday, April 11, 2019

Will Commercial Auto Insurance Cover Stolen Items from a Vehicle?

Your business vehicle is home to a variety of tools you use for the job. These items remain in your truck or car most of the time. One day, you find someone broke into the car. They took your most expensive equipment. Will your commercial auto insurance help cover your losses? It may, in some cases. READ MORE >>

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Tuesday, June 27, 2017

Proper Contract Execution with Surety Bonds

Clients expect contractors to complete projects within the specifications of the deal. Contracts require a legal obligation to follow their specifications. They also mandate a very high degree of honesty on the part of the contractor. Part of your obligation to your client is to protect their financial investment in a project. READ MORE >>

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Monday, May 22, 2017

General Liability Insurance Claims Rise in Spring: Keep Your Business Safe

Spring is a time of change. Your business is working on new promotions and driving sales. You will see more customers come in the door. You also may start on new projects or events. When it comes to changing seasons, business risks change right alongside your actions. READ MORE >>

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