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Home > Es-Us > Blog > First Insurance Group Blog Page 6
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First Insurance Group Blog Page 6

View the latest blog posts from First Insurance Group.

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Monday, March 15, 2021

When Does Commercial Auto Collision Insurance Apply

Businesses that own commercial vehicles must have commercial auto insurance. Any loss to these vehicles will therefore be a financial loss to the business. Still, business owners cannot avoid the fact that their vehicles are not immune to damage risks of any sort, not least vehicle wrecks. READ MORE >>

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Tuesday, February 23, 2021

What Property Does a BOP Cover?

A business owners policy (BOP) is a commercial insurance policy that combines coverages for small businesses in low-risk industries. Part of this policy covers is commercial property insurance. Commercial property insurance covers most of the physical assets of your business from damages and loss caused by:  READ MORE >>

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Tuesday, January 26, 2021

5 Signs Your Roof Needs Maintenance

Your home has a lot of bells and whistles, but at its core it still has a few essential components at its core. One of the most important parts of the structure is clearly your roof. It’s something that keeps you safe, supports your structure, and makes sure the rest of the home is not exposed to the elements. READ MORE >>

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Friday, December 18, 2020

Does Liability Car Insurance Cover Passengers?

Does Liability Car Insurance Cover Passengers?    Driving presents a risk of accidents all on its own, even for the most careful drivers. This risk increases when you have passengers in the car, as severe injuries and liability concerns may be at the back of your mind. READ MORE >>

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Thursday, October 29, 2020

Why Do I Need Surety Bonds in My Business?

All businesses need insurance because of the protection it can provide them. However, they also have a duty to promise their customers that they will do their jobs appropriately. One of the critical pieces of assurance that guarantees that you will provide this coverage (or else, pay up) is a surety bond. READ MORE >>

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Wednesday, September 23, 2020

What are Product Liabilities on General Liability Insurance?

General liability insurance covers your business if your mistakes or negligence harm others. Still, you don’t have to actively do something to someone else to be at fault for their losses. At times, you might be responsible for a loss because you failed to catch a potential a problem in your products. READ MORE >>

Wednesday, August 5, 2020

Signs You Need Commercial Auto Insurance

  Every vehicle needs insurance, but not all auto insurance policies are the same. Your personal vehicle is likely insured with a personal auto insurance policy, but there is another option. Personal auto insurance policies don’t usually cover vehicles that are owned by a business or used for work. READ MORE >>

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Wednesday, June 24, 2020

Should I Carry a Surety Bond as a Small Business Owner

Surety bonds are essential for small business owners who work on a contract that requires a performance guarantee (e.g. the delivery of goods or services). Take some time to learn about these third-party promises to pay and how they may help you gain more business. The Purpose of a Surety Bond READ MORE >>

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Wednesday, March 25, 2020

Are There Any Industries Workers Compensation Insurers Won’t Cover?

In most private industries, there aren't really any immediate exclusions to workers compensation insurance. There have even been cases where professional stuntmen were covered by workers compensation claims. That, of course, is an industry where injuries are more common than in other industries. READ MORE >>

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Wednesday, February 26, 2020

How Long Does a Surety Bond Last?

A surety bond is an obligation that guarantees a certain contract will be fulfilled as promised. You may be asked to purchase a surety bond if you’re performing a government job or construction work. Before purchasing a surety bond, it’s important to understand the structure of the agreement and what boundaries you must operate within. READ MORE >>

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