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Home > Es-Us > Blog > First Insurance Group Blog Page 4
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First Insurance Group Blog Page 4

View the latest blog posts from First Insurance Group.

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Wednesday, November 9, 2022

Reducing Workers Compensation Claims At Your Retail Location

Retail property owners have a wide range of opportunities available to them to reduce workers’ compensation claims. In any setting, it is wise for companies to be proactive, looking for ways to reduce claims to save money. Yet, it’s not always simple. You run a busy location, and mistakes happen. READ MORE >>

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Tuesday, October 11, 2022

How Long Does It Take for General Liability to Pay Out?

Insurance policies are often bought with the hope that a claim won’t have to be filed. Unfortunately, claims do happen, and it is important to know the ins and outs of your policy when it comes time to file a claim on your business’ general liability insurance. READ MORE >>

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Monday, September 19, 2022

What is Included in a Business Owners Policy?

A business owners policy combines coverages into one comprehensive package for businesses. These coverages typically cover basic dangers that all businesses should prepare for. The three main areas a business owners policy (BOP) covers are: READ MORE >>

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Thursday, August 11, 2022

Does a BOP Cover Theft?

Business owners policies (BOPs) are designed to protect businesses from financial loss and other accidents. This insurance is crucial for small businesses in low risk industries. Unfortunately, BOPs don’t cover everything and it is important to know the restrictions on your policy. READ MORE >>

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Thursday, July 7, 2022

How to Protect Your Concrete Driveways

Over time, concrete driveways can crack and those cracks can become places where people trip. None of us want to have people tripping in the driveway and getting injured because those injuries can become claims on our home insurance. If we can keep those cracks from becoming a problem, then we can often keep our premiums lower. READ MORE >>

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Friday, June 3, 2022

5 Discounts You Should Ask About When Getting Auto Insurance

If you are like most people, you welcome the opportunity to save money. Every little bit of money you save makes it easier to maintain your household’s budget. More specifically, most people welcome the opportunity to save on their car insurance. As a requirement to drive legally, drivers can’t do without insurance. READ MORE >>

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Thursday, May 5, 2022

Who Should Carry Builders Risk Insurance?

Builders risk is an insurance specialized for dangers that specific industries face. This insurance covers property under construction against incidents with fire, lightning, hail, theft, vandalism and other dangers. Property possibly covered beneath a builders risk policy includes the buildings or structures themselves, materials, supplies and equipment. READ MORE >>

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Tuesday, April 12, 2022

Frequently Asked Questions About Getting a Flu Vaccination

If you’ve ever had a sore throat with fever, headaches, body aches, runny nose, chills, fatigue and nausea, then you know what it's like to get the flu. The flu isn't always accompanied by every one of these symptoms, but it will include many of them. READ MORE >>

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Friday, March 11, 2022

Calculating Life Insurance Premiums

Life insurance premiums are calculated after looking at an individual’s health risk factors, such as tobacco use, cholesterol level, obesity, diabetes and family history. Modifying controllable health and lifestyle factors will reduce your life insurance premium, in addition to making you healthier. READ MORE >>

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Monday, February 7, 2022

Return-to-Work Programs

No employer wants to see their employees get injured or experience illness. After all, employees who take off of work due to an injury or illness are often less likely to return. And while the ultimate goal is for such employees to be able to resume their job duties safely—and as soon as po... READ MORE >>

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