Insurance Coverage for Mini Storage Facilities 

If you are renting out storage units to customers, you may face a lot of risk when it comes to property damage and lawsuits. Accidents that may occur at your facility can fall back on you as the business owner, meaning that you need an insurance policy suited for your needs. 

The agents at First Insurance Group work closely with business owners across industries to tailor affordable business insurance policies fit for their business. We will help evaluate your risks and protect your mini storage facilities with comprehensive insurance and great customer service. 

What Does Storage Facilities Insurance Cover? 

There are many coverages available to cover storage facilities, including: 

General Liability 

General liability insurance protects your business in case of claims regarding bodily injury, property damage and personal or advertising injury. If someone is injured while visiting your facility, for example, general liability insurance can help with their medical bills and protect you in case of a lawsuit. 

Commercial Property Insurance  

Commercial property insurance covers the physical facility, such as office buildings you may own to the storage units you offer. It covers damages and loss related to fire, wind, hail, lightning, smoke, explosions, theft, vandalism and more. This can also come with business interruption insurance, which helps compensate for lost insurance if the business is unable to operate due to a disaster. 

Equipment Breakdown Insurance  

Equipment breakdown insurance covers expenses related to if your business’ equipment suddenly breaks down. If your storage facilities suffer a power surge, for example, equipment breakdown insurance can help pay for necessary repairs and recovery. 

Crime Insurance  

Crime insurance protects your storage business in case of theft. 

Protect Your Storage Facilities Today 

While it is important to keep your storage facilities safe and practice preventive measures when it comes to theft and other incidents, not all accidents are avoidable. Get an insurance policy today from First Insurance Group by calling (502) 348-5921 or fill out an online quote form to get started. 

Common Mini Storage Facilities Insurance Questions 

How Much Does Mini Storage Facilities Insurance Cost? 

The cost of mini storage facility insurance depends on your location, size of the business, coverage limits, claims history, credit score and other factors. Fill out an online quote form to find out how much you can save on storage facility insurance today. 

What is Mini Storage Facility Insurance? 

Mini storage facility insurance is a type of commercial or business insurance. This type of policy is geared specifically to cover risks a storage facility may face in day to day operations. 

How Does Storage Insurance Work? 

Just like any other business insurance policy, mini storage facility insurance is generally paid through monthly premiums. When an accident occurs, you can file a claim to receive compensation and an underwriter from the insurer will investigate the claim.