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Businesswoman on SmartphoneMany small business owners consider the importance of protecting physical assets, such as computers, shelving, furniture and other property. But liabilities, though less tangible, are just as vital to consider when it comes to buying a business insurance policy.

Liabilities stem from your responsibility to provide a safe environment for customers and other visitors, such as vendors and mail carriers. If a third party becomes injured or experiences property damage that can be tied back to your business or employees, you can be responsible for the resulting expenses. Not to mention, you could wind up dealing with a lawsuit and you'll need to be able to cover your business' defense costs.

With the right type of liability insurance, you can be covered for:
  • Third party medical bills
  • Third party property damage
  • Legal expenses
  • PR services
  • Fraud notification services
Just one liability incident could cost tens of thousands of dollars (or more) to recover from. And many small businesses don't have that kind of money laying around. To protect your business from being financially crippled, talk to your independent insurance agent about liability insurance

From general liability insurance to more specialized liability coverage options, you should be able to find a policy that meets the unique needs of your business.

Ready to get started? We've got you covered. Call First Insurance Group at (800) 511-2892 for more information on Kentucky business insurance.
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First Insurance Group
Main Office 2520 South Highway 27 | Somerset, KY 42501 | Phone: (606) 679-3570
Bardstown 107 Lincoln Way | Bardstown, KY 40004 | Phone: (502) 348-5921
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