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Home > Blog > First Insurance Group Blog: life insurance
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First Insurance Group Blog: life insurance

View the latest blog posts from First Insurance Group.

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Monday, October 14, 2024

What Affects Your Life Insurance Rate?

What Affects Your Life Insurance Rate? Shopping for life insurance can be a complicated process. There are many options and extras to look through when researching policy options. The plethora of insurance companies offering life insurance products can make purchasing coverage even more complicated. READ MORE >>

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Thursday, December 8, 2022

Common Misconceptions about Life Insurance

Understanding common misconceptions about life insurance is an important step in determining the type and amounts of insurance you need to protect your family or others you care about from financial hardship. Even if You're Single, Life Insurance Can Be Important READ MORE >>

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Friday, March 11, 2022

Calculating Life Insurance Premiums

Life insurance premiums are calculated after looking at an individual’s health risk factors, such as tobacco use, cholesterol level, obesity, diabetes and family history. Modifying controllable health and lifestyle factors will reduce your life insurance premium, in addition to making you healthier. READ MORE >>

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Tuesday, June 1, 2021

Can You Be Denied Life Insurance?

Like most types of insurance, life insurance is all about risk. If a company believes you may be likely to die at a young age, it may not extend a policy to you. This is a factor that impacts many people of all ages. Eligibility for life insurance tends to vary from one company to the next. READ MORE >>

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Tuesday, April 12, 2016

Which Is Better: Whole Life Insurance Or Term Life Insurance?

After people decide that they need to buy life insurance, the next thing to determine is which kind of coverage to buy. The right answer might depend upon the consumer's needs, preferences and budget. This is a short explanation of the differences between whole life insurance and term life insurance: READ MORE >>

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Monday, October 12, 2015

5 Common Myths About Life Insurance That Could Cost You

Life insurance is one of those things you don't want to think about and surely don't hope will need to be used. However, it is one of the best investments you can make for your family. It can provide you with peace of mind and your family with the financial stability they need should something happen to you. READ MORE >>

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Friday, August 14, 2015

5 Reasons to Consider Life Insurance

If you're like most Americans, you believe that buying life insurance is an important part of protecting your family's financial future. But even so, many people are reluctant to take the plunge because an extra expense can be burdensome. Are you on the fence? READ MORE >>

Tuesday, July 21, 2015

Is Term Life Insurance a Better Choice Than Whole Life Insurance?

If you listen to any of the popular financial counselors, you may get the idea that term life insurance is always preferable to whole life insurance. Conventional wisdom suggests that life insurance is not an investment, but rather a means of providing for your loved ones in the event of your passing. READ MORE >>

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Tuesday, June 16, 2015

Why Your Child Should Have a Life Insurance Policy

Having a child means you go over and beyond to protect them. Whether they lose a tooth or they are having difficulty in college, as a parent, you will always be there for them. So, when it comes to preparing for their future, why not purchase their life insurance at a young age? READ MORE >>

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Tuesday, May 26, 2015

How Much Life Insurance is Enough?

When it comes to life insurance, there's a lot of information out there. It can be difficult to determine what best applies to you and your family's needs. This is because every family has different needs that stem from earnings, children, debts and other living expenses. READ MORE >>

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