Tuesday, February 23, 2021A business owners policy (BOP) is a commercial insurance policy that combines coverages for small businesses in low-risk industries. Part of this policy covers is commercial property insurance. Commercial property insurance covers most of the physical assets of your business from damages and loss caused by: READ MORE >>
Tuesday, January 26, 2021Your home has a lot of bells and whistles, but at its core it still has a few essential components at its core. One of the most important parts of the structure is clearly your roof. It’s something that keeps you safe, supports your structure, and makes sure the rest of the home is not exposed to the elements. READ MORE >>
Friday, December 18, 2020 Does Liability Car Insurance Cover Passengers? Driving presents a risk of accidents all on its own, even for the most careful drivers. This risk increases when you have passengers in the car, as severe injuries and liability concerns may be at the back of your mind. READ MORE >>
Thursday, October 29, 2020All businesses need insurance because of the protection it can provide them. However, they also have a duty to promise their customers that they will do their jobs appropriately. One of the critical pieces of assurance that guarantees that you will provide this coverage (or else, pay up) is a surety bond. READ MORE >>
Wednesday, September 23, 2020General liability insurance covers your business if your mistakes or negligence harm others. Still, you don’t have to actively do something to someone else to be at fault for their losses. At times, you might be responsible for a loss because you failed to catch a potential a problem in your products. READ MORE >>
Wednesday, August 5, 2020 Every vehicle needs insurance, but not all auto insurance policies are the same. Your personal vehicle is likely insured with a personal auto insurance policy, but there is another option. Personal auto insurance policies don’t usually cover vehicles that are owned by a business or used for work. READ MORE >>
Wednesday, June 24, 2020Surety bonds are essential for small business owners who work on a contract that requires a performance guarantee (e.g. the delivery of goods or services). Take some time to learn about these third-party promises to pay and how they may help you gain more business. The Purpose of a Surety Bond READ MORE >>
Wednesday, March 25, 2020In most private industries, there aren't really any immediate exclusions to workers compensation insurance. There have even been cases where professional stuntmen were covered by workers compensation claims. That, of course, is an industry where injuries are more common than in other industries. READ MORE >>
Wednesday, February 26, 2020A surety bond is an obligation that guarantees a certain contract will be fulfilled as promised. You may be asked to purchase a surety bond if you’re performing a government job or construction work. Before purchasing a surety bond, it’s important to understand the structure of the agreement and what boundaries you must operate within. READ MORE >>
Monday, January 27, 2020When you rent a store in a shopping plaza, the rules on who is responsible for the parking lot will vary. It's important to understand your obligations at that location so that you can have the general liability insurance that you need. Check Your Lease READ MORE >>
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